Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,342

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Layla Kootenai

embrace has been paying my kitty layla's claims.

Embrace has impressed and pleased me by paying for treatments related to eosinophilia for my kitty, Layla. Layla is being treated for allergies, and I really appreciate the fact that the treatments are being honored. The treatments are helping Layla. My vet clinic is also very impressed with Embrace and the visits it has honored.
5

out of 5

POSTED: | BY: Steven verardi

Best insurance

Embrace is the most comprehensive pet insurance I've ever encountered
5

out of 5

POSTED: | BY: Jim Partridge

Bravo Zulu Embrace!

So far Excellent service. Thank goodness, I haven't needed insurance on Snugs for anything serious but I have nothing but praise for speed and efficiency of Embrace and the courteous and friendly service I have received. Thank you Embrace
5

out of 5

POSTED: | BY: Elizabeth

Great service

Wonderful, fast service, and exactly what they tell you is what you get. No hidden fees, or service that they don't except.
1

out of 5

POSTED: | BY: Noreen Ford

Horrible customer service

I am not able to access the on line system to check my claim despite being told that I have an account. Email to supervisor of claim rep from days ago has gone unanswered.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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