5
out of 5
POSTED: | BY: Lisa
Embrace insurance is great
Embrace has always been prompt with my claim s. It is so comforting knowing whatever would happen to my furchild I would be able to help her
4.9
out of 5
Number of reviews 19,927
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jaye
So glad for this coverage on my dog!
Have brothers from the same litter. After going through an expensive illness with another dog, I researched pet insurance and decided to go with Embrace. So thankful as one boy developed irritable bowel syndrome combined with pancreatitis. Very expensive to test and treat. It's been almost a year of treatment and we are still having to swap medications and doses. I understand he will always have this problem. I am very glad I had them covered with Embrace. Great to deal with, happy with claim handling. Thank you Embrace.
5
out of 5
POSTED: | BY: Nicole
Timely
I have used embrace pet insurance numerous times unfortunately but they have been timely with all of the claims.
5
out of 5
POSTED: | BY: Linda
Thank God for Embrace
We decided to get pet insurance after my brother-in-law had to pay a large sum of vet bills after their dog became ill. It was the best decision we made when we got our second dog. You see, since that time we have had 3 claims and everyone at Embrace has been wonderful. Processing claims are easy, customer service is on top of everything and they are very caring, always first questioning how our pet is doing. I don't know what we would have done without Embrace. It is difficult enough when our pets are ill, but knowing that the insurance will help takes a huge burden off of our shoulders. I was skeptical in the past about pet insurance, but after our recent vet bills that were covered, I will not go without again.
5
out of 5
POSTED: | BY: Cary
What a comfort to have them on my side
Could not be more pleased with Embrace. I have no regrets since joining your team approximately 5 years ago. Look forward to many more years to come . Keep up the great work.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.