5
out of 5
POSTED: | BY: Diane
First Claim Filed - Great Service
I just filed my first claim (wellness/flea/tick meds)and couldn't be happier with the prompt response. Thanks!
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Marjorie
Grate Insurance Coverage.
Grate to deal with . Quick to pay on my clam. I keep telling all of my friends,at the dog park.I tell them that if they are looking for a good Pet Insurance
check out Embrace.
5
out of 5
POSTED: | BY: Luella
Excellent Customer Service
Over a period of several days, my little King Charles Cavalier, Sadie, gradually refused to eat or drink. I took her in to her veterinarian where they hospitalized her over the weekend. They couldn't immediately find the reason, so they conducted a series of lab tests to find the root cause of the problem. As a senior citizen, I panicked at the potential skyrocketing of costs for her care but this paled over the thought of losing my Sadie. Because I'd interacted with the Embrace staff in in the past in which their Customer Care Department had been super helpful, I knew deep down that somehow I would get help with the costs. Embrace came through with covering the costs per the terms of the policy. Reimbursement was made in a very timely fashion. I'd like to add that a few years ago when I was researching pet insurance companies, I asked my veterinarian which company they recommended. They said "Embrace" without hesitation for their efficiency and immediacy in handling claims. Good customer service has always been important to me so I have no regrets with my choice. Thank you Embrace Customer Care!
5
out of 5
POSTED: | BY: Pierre
Embrace Pet Insurance gives us peace of mind.
My wife and I have male long haired German Shepherd. We enrolled him in Embrace to cover a serious injury should it occur. We are very happy with Embrace and especially their customer service which is excellent. We trust them and have had only positive experiences in our claim handling. They are top shelf!
5
out of 5
POSTED: | BY: Mercedes
Awesome
Having Embrace Pet Insurance has been extremely useful for keeping my furry family healthy and happy. The turn around for claims decision is literally done in a day or two. I have had nothing but excellent service from them, definitely recommend it.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.