5
out of 5
POSTED: | BY: Mary dillon
Excellent coverage
I have had embrace ins for my golden for a number of years..I have always felt very secure about having this insurance for my pet. They have never failed us!!
4.9
out of 5
Number of reviews 20,342
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Curtis Phillips
So Happy I got Embrace
My beloved cat had an emergency surgery recently and Embrace paid a large amount of the costs, quite fast and without complications. My vet even submitted the claims for me. It was so easy and I was able to focus on getting my furry baby well again.They have also paid other claims for my cat and my dog easily and quickly. I am so glad I chose Embrace. I highly recommend them to everyone I know.
5
out of 5
POSTED: | BY: Christy Jones
Claims
I've had to make two claims in a matter of months. When I called with a question, they were extremely helpful, super nice and took initiative to look into details that I hadn't even mentioned. As a result, I got reimbursements to both claims in a very short time! I will continue to use them and highly recommend them.
5
out of 5
POSTED: | BY: joseph serignese
satisfied
excellent customer service fairly quick an claims would recommend to all pet owners
5
out of 5
POSTED: | BY: Susan
Great Insurance
I never wanted to have to let money be the deciding factor in care for my furry family member. I had another insurance company and they were just hard to deal with. Embrace is a good value and extremely easy to work with, the claim process is easy and I have never had an issue.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.