Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: marilyn

glad i have embrace

My dog had a sudden onset of gastroenteritis symptoms. after an emergency office visit at 2 a.m. the bill was $625.! But knowing she was going to be ok and the fact that I had Embrace my worrying was minimum
5

out of 5

POSTED: | BY: Julie

So Simple

First time purchasing pet insurance.- huge thanks to our vet for recommending Embrace!! After 2 months of having our golden doodle puppy (squee!!) she contracted giardia - uggg!! Not only was it simple to submit the claims online, we could track everything, too! That even included how we wanted to receive our reimbursements - wow! Today I received an email asking if we had received one of our checkered and if not, would I like them to resend it. Yes! An insurance company asking if I'd received my money! So simple and so relieved we made the right decision to choose Embrace!🐶❤️
5

out of 5

POSTED: | BY: Kristie

Claims are processed in a timely manner.

I Highly recommend Embrace, Excellent company. They paid many claims in a timely manner.
5

out of 5

POSTED: | BY: Jason

Catastrophic coverage

Two surgeries and two bouts of rehab for our dog who was hit by a car at 10 months old. He will be fine but it could not have happened with Embrace!
5

out of 5

POSTED: | BY: Joan

Purrrfect Puppy care.

The care for our little Shitzu has been a continuing amazement! Each time there was an unexpected turn of events, her care was excellently performed. The checks are always within two weeks. Recently they e-mailed me to be sure I received the latest on. Did you know there is a coverage for grooming? Awesome!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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