5
out of 5
POSTED: | BY: gina
quick & efficient
always fast and efficient response
4.9
out of 5
Number of reviews 19,925
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jennifer
Embrace is great!
Embrace has easy to understand policies and procedures. They are responsive and very helpful. It is a great option for me and my dog.
5
out of 5
POSTED: | BY: Tony
Molly love Embrace
My boxer Molly needs periodic cardiac monitoring, twice a year in fact.
Embrace is always there for us with timely processing of claims, and exceptional support.
Tony
5
out of 5
POSTED: | BY: Taylor
Life saver
Embrace is the best! They are very quick claim process and are always very helpful if I ever have any questions.
5
out of 5
POSTED: | BY: Vicki
VERY RESPONSIVE!
Embrace continues to be VERY responsive and competent in handling my matters with my little dog. I am so pleased that their protocol is "no muss, no fuss," with paperwork being so easy to submit. Their communication system is wonderful! Keep up the good work!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.