Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sally Leonetti

Amazing

My Rottweiler,Sasha, is a big girl with a very sensitive tummy...we have the wellness option along with medical insurance and it is so very helpful.It covers her probiotics, which are a must for her,especially if we are going out of town. Any change can set off her tummy rumbles, and she doesn't do well with strange vets. I submitted her claim on Saturday and it was approved on Thursday. How's that for record time. Everyone I have ever dealt with at Embrace have been so very nice and caring. Would and have recommended them.
5

out of 5

POSTED: | BY: Michelle Anderson

Very satisfied

I received a email that my claim for prescription was received and processed, it's been less than 6 days, they already mailed a check to me.. So far I'm very pleased that I chose to go with Embrave for my pet insurance.
5

out of 5

POSTED: | BY: Kristin Kovach

Best decision I've made for my pet

I enrolled my bulldog in Embrace when I first got him as a puppy. It has been the best decision I could have made for him. Bulldogs are notorious for health problems and having the security of insurance gives me incredible piece of mind. They process claims in a timely manner and get my reimbursements back to me quickly. I absolutely love them!!!
5

out of 5

POSTED: | BY: Asa Mills

I'm impressed!

My cat stopped eating and I took him to ER. We did ultrasound, X ray and 3 blood tests, but found nothing abnormal. His appetite didn't improve, so he stayed at the pet hospital for 4 days. He is fine now, but our vet bill was about $3000. We paid the bill with Care Credit and were able to put 90% of it back after we got refund from Embrace. They took care of it quickly and I'm so glad my cat is covered by them!! I highly recommend Embrace Pet Insurance
5

out of 5

POSTED: | BY: Jordana

Good communication

My Dog is living with cancer at the moment. After a bit of back and forth, Embrace agreed to cover the cost. I have found that the communication and turnaround for claims is pretty consistant fast. When I do voice a concern they are quick to respond. This is very important to me.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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