Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Daphne Mitchell

Continuous great service from Embrace

Embrace Pet Insurance continues to provide excellent service for our dog and cat. Whether it is for heart medication, or surgery for lipomas for our dog, or treatment for kidney issues for our cat, Embrace comes through with the best coverage we have ever had from a pet insurance company. We highly recommend it.,
5

out of 5

POSTED: | BY: William Wallace

Great Service

Everything has been positive with my claims
5

out of 5

POSTED: | BY: Shannon Kim

Thank goodness for Embrace!

Our dogs are like our kids so pet insurance was a must. Anything can happen, thats life, and when it happened, we were so glad that we had Embrace. They are great on the phone, no long waiting times, super friendly staff and the claims are reviewed in a very short time period, between 10-20 days. It was so simple to take care of the paper work so that I can spend more time caring for my dogs. Thank you Embrace!!
5

out of 5

POSTED: | BY: Louis DiDomenico

Embrace provides great service

When submitting claims for our cats Molly, Embrace Pet Insurance makes it easy to submit and process claims for our cats. There are also very helpful and thoughtful about our pets!
5

out of 5

POSTED: | BY: Mary dillon

Thank you

Always sure of embrace. Quick responses and coverage for my dog.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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