5
out of 5
POSTED: | BY: Audra
Fantastic
great customer service, accurate claim payments, online access to account, get coverage, timely decisions
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ryan
Best Customer Service on Earth!
Embrace is absolutely fantastic! I've had them since my dog was just a few months old and they've done an amazing job of covering him over the years. Unfortunately, my Boxer was recently diagnosed with a Mast Cell Tumor. I called Embrace and they expedited my claims so that I could afford to quickly cure my dog. Within just a few days of his surgery, I had over $2000 direct deposited into my account and he's fully cured of his illness. Throughout the process the Embrace team was amazing, followed up with me on my claims, and even double checked with me that the money was deposited into my account. I recommend it to every dog owner I meet!
5
out of 5
POSTED: | BY: Daniel
Embrace Pet Insurance is the best!
You have always settled my claims quickly, and your customer service reps have always been most friendly and helpful. Every time I've had a claim, my settlement has been extremely generous. I couldn't ask for more. I would highly recommend your insurance to anyone who loves their pet. You are the best!
Thank you for being there.
Yours truly,
Daniel Price
5
out of 5
POSTED: | BY: Garrett
Exellent Service
Embrace has been top notch. Very helpful and speedy with replies and claims. Very straightforward with description of refunds. Would recommend to anyone who owns a pet.
5
out of 5
POSTED: | BY: Lauren
Great company
Would/highly recommend to others
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.