5
out of 5
POSTED: | BY: D. Schanel
Awesome as always!
Speedy turn around on recurring medication claim! So appreciated....
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Marianne H
Great customer service
My dog was attacked by a dog who was accidentally let out. Luckily apart from a couple of puncture wounds, a fractured tooth and a blood shot eye (and a puncture wound on my leg...) my nine year old Schnoodle is back to being her old self. Embrace handled her claim in a very timely manner and explained in detail why they were not able to cover parts of the vet bill (dental part). I would highly recommend Embrace Pet insurance to other pet owners.
5
out of 5
POSTED: | BY: Bill Jacot
Best Service and Coverage for Specialty Breeds
Embrace has been consistently excellent is taking care of our claims. We have a female English Bulldog who unfortunately has been high maintenance since a pup. Embrace has covered all of her needs for us! We are extremely happy with the speed of response they have given us. I highly recommend Embrace for your pet insurance needs.
5
out of 5
POSTED: | BY: Debra Rhinehart-Vaughans
Very supportive and sincere.
On April 30th I lost my service pet Pearl. She was my resource of dealing with chronic pain. The Embrace staff made the paperwork and so easy. I recommend this company highly I had 4 dogs with this company. I have never had a problem from them.
5
out of 5
POSTED: | BY: Laura Berend
Outstanding company
We chose Embrace insurance for our animals several years ago after looking at every company out there. Embrace has lived up to and beyond our expectations. Our oldest cat was recently diagnosed with lymphoma and is responding beautifully to treatment. Claims are simple for the vet to submit thanks to the pre-printed form, Embrace acknowledges receipt immediately and keeps us posted on progress, and we have received checks within a couple weeks. The website is easy to use. Embrace has been a reasonable, compassionate, and responsive company. We appreciated being able to customize our coverage at the beginning, and how easy it is to communicate with the company.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.