Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Richard

Service second to none!

Embrace comes through for our Shadow every time! The people are very courteous and the claims process is extremely quick! We recommend them to ANYONE who cares dearly for your pet and wants to give them the best care possible. Thank you Embrace staff!!
5

out of 5

POSTED: | BY: Claude

Literally a life saver

Such super and caring service. Without Embrace we would have had to put our sweet Mo to sleep. Embrace is also very fast at processing pre-approvals and claims.Our Mo developed a vaccine induced fibro sarcoma. A very aggressive cancer which in addition to surgery required expensive radio therapy to save his life. Thank you Embrace.
5

out of 5

POSTED: | BY: Nancy

WOW best insurance ever!

My dog was attacked by a large dog. He has massive bleeding and a fractured spine. The bill was over $4000. The bill was paid in full by Embrace within ten days. I'm still in shock, this is the best insurance. I wish I could get this coverage for myself. Thank you Embrace you saved me and my dog Keebler.
5

out of 5

POSTED: | BY: Jennie

Embrace is undoubtedly the VERY BEST PET INSURANCE

Every visit to our Vet at Clayton Animal hospital for my puppy Karlee has been covered promptly. The staff are exemplary. Always couteous,caring and extremely helpful. Their insurance coverage is very comprehensive and includes a wellness plan that covers $650.00 with zero deductible. Wellness covers grooming, immunizations, flea and tick medications just to mention a few. The sickness and accident plan is second to none! Low deductible with 90% coverage. The reimbursement is easy and extremely fast. They even do direct deposit into your bank account! You will never get better service. I have been with Embrace since June 2016 and love them.
5

out of 5

POSTED: | BY: Betty

Excellent fast reimbursements

I love Embrace. I have the wellness program as well and always get reimbursed very quickly. Thanks Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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