Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lonnie

Good job - thank you!

So glad I opted for Embrace Pet Insurance when we got our new English Springer Spaniel puppy last April. Lily has had some allergy issues which I think have now been resolved - but many vet visits - some quite costly. It is such a relief to know that no matter what happens, we are going to be able to afford the very best care for her. I have submitted several claims, all of which have been processed very quickly and efficiently. Can't say enough positive things about Embrace - on the phone, off the phone - everyone is totally helpful. Will certainly renew Lily's insurance. Thank you!
5

out of 5

POSTED: | BY: Dorothy

Piece of Mind

I had embrace pet insurance for several years. I I did not have the wellness checkups on my instance so I never used it and was wondering if it was worth paying the premiums. Let me tell you when my dog Honey slipped on the iice and tore her acl in her knee. Embrace was rhere and picked up 80 percent of my vet bills. They were quick to pay them and I am going to get insurance for my other dog Odie. I am very satisfied with Embrace.
5

out of 5

POSTED: | BY: Beth

Helpful Assurance

I am so pleased to have the policy for Archie because the extra assurance of help when we need it is very comforting to us. I hope over the years we hardly need it but you never know and Embrace is very easy to work with and coordinates well with our vet. Thank you Embrace for being there!
5

out of 5

POSTED: | BY: Melissa

Love Embrace

Our 11 year old Jack Russell, Molly, was sick with throwing and and not eating or drinking for a several days. We have a great vet and was promptly taken care of. They kept her over night and gave her fluids and antibiotics. She rebounded quickly and was put on easy to digest diet for several days. We have had other pet insurance for Mollys first 8 years with very little satisfaction. We were skeptical when we submitted the $350 claim. It was processed within a few days and received a $283 check within 2 weeks. it was great! Thank you Embrace.
5

out of 5

POSTED: | BY: Ellen

Great product

Embrace has been great so far. We have had 3 claims for health maintenance items using or wellness rewards and have had no problems at all. They are very responsive to communication and fast with reimbursement checks. We went with this company because they were the most highly recommended by our vet. Thanks for great insurance Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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