5
out of 5
POSTED: | BY: Judy
Embrace is great
Embrace is quick, reasonably priced and simplifies the procedure for the client and the veterinary office. I've received wonderful service over a decade with two dogs.
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Wendy
Peace of mind
This pet insurance is absolutely the best! Every claim I have filed has been taken care of in 2 weeks or less. My dogs are like children to me and theirs needs are important to me. I have peace of mind with having this insurance that I can give them the care at the vets office they need without breaking the bank. Other insurance company's can't compare to embrace they are friendly, helpful when you call and speedy process of claims. Simply the best!!!
5
out of 5
POSTED: | BY: Robin
Glad I got Embrace
I adopted Gus at 6 weeks old and because of the circumstances of where he came from I decided to get pet insurance and I'm glad I did! My vet recommended Embrace because they had never had a problem with them and they had good feedback from patients. I got both the wellness policy and hospital policy. Recently Gus developed spasms and my vet has referred him to the veterinary school at UC Davis for diagnosis Embrace is very easy to work with. Their customer service is great. whenever I've called they have been very helpful and really care about their clients. Very nice to work with. They even follow up by email to make sure I've received my reimbursements.
5
out of 5
POSTED: | BY: Lynda
Great service!
Submitted my first wellness claim for my border collie. The staff was so nice and answered questions that I had regarding the claim. Thankfully, this was just a wellness claim but I have no doubt they will be just as helpful if I have an accident or illness claim in the future.
5
out of 5
POSTED: | BY: Jenn
Great insurance
This is the first time having pet insurance and so far embrace has been extremely helpful. I have had my dog for almost one year and have already filed two claims. The first incident was when the puppy was 4 months old and possibly ingested something causing her to seize and go temporarily blind resulting in a $700 emergency hospital visit. Filing through embrace was very easy, I filed out a form online and they contacted my vet. I was fully reimbursed according to my policy payback. Definitely plan to continue and would highly recommend.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.