4
out of 5
POSTED: | BY: Laura Locke
great service
this was a painless experience
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dave Jones
They're there when you need it!
There super fast and easy to work with. I can depend on them to be there.
5
out of 5
POSTED: | BY: Sharon L.
You are the best!
Love Embrace, you make having pet insurance so easy!
5
out of 5
POSTED: | BY: Shannon
Love Embrace!
One of the best insurance companies for pets! They are friendly, helpful and super easy to submit your claim. I refer them to EVERYONE!!! I will never go with another company!
5
out of 5
POSTED: | BY: Haber Lawrence
I
I can count on them to help to allow me to support my 11 year old Golden girl to go thru Cancer treatments which I could not afford with out their support. We have gone thru many Thousands of dollars and the checks arrive in less then 2 weeks and so far the treatments are working and we will have our girl around for many more kisses and fun loving years. Good recommendation my Vet made when they suggested Embrace several years ago. Thankful!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.