Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pallavi Rao

Very happy and grateful for Embrace insurance

I signed up for pet insurance after one of my friends had to take her dog in for an emergency and ended up paying over $1000 out of pocket. Health emergencies can't be predicted, especially in our furry friends. So I'm glad I signed up my dog buddy in late March, as I ended up using the insurance in mid May when my dog unexpectedly had a blood infection. Following my deductible charge, Embrace promptly (within a week) paid for the 2 visits (initial vet visit and recheck) that were done. They covered across the labs, x-ray, and vet exam, as well as the medications that she needed. I was really glad to have the insurance at the right time, and that Embrace made the process very easy for me during this stressful period.
5

out of 5

POSTED: | BY: Tammy

Highly satisfied

Who knew a Great Dane's broken toe could be so expensive? With casts, medictations and finally amputation, one little toe cost a lot! My claims were processed quickly and I was reimbursed as promised. Very satisfied with Embrace.
5

out of 5

POSTED: | BY: Wanda Adrian

wellness claim for Dolly

Very easy to submit a claim
5

out of 5

POSTED: | BY: Michele

Simple and Effective

I am extremely pleased with Embrace pet insurance. I have two dogs and we had the perfect storm of events. One dog had to have knee surgery and the other got into a patch of foxtails! They process claims very quickly and it is incredibly clear from their website what is covered and what is not. I haven't needed to call but what I can tell from their emails and messages, embrace is tremendously compassionate company. I recommend this company all the time.
5

out of 5

POSTED: | BY: Raffaela

The best pet insurance

Embrace company is amazing the staff helps us in any way they can they make us understand what we need to know they pay very fast as long as Embrace around that's going to be mypet insurance from now on.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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