Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karol

Finn tested positive for diabetes

On Dec.20 2016 Finn was given tests and found to have diabetes. He was immediately put on insulin,but it took 2 months of basically weekly tests to regulate his insulin.I am very pleased how embrace handled everything and especially the prescription plan for the insulin. Thank you so much Karol Rosenwald
5

out of 5

POSTED: | BY: Susan

Prompt review and payment on claims

Outstanding service. Fast review of claims. Prompt payment. Recently changed to direct deposit instead of paper check and highly recommend this to others. Feel confident as my dog continues to need vet service that Embrace will the there to help with the expenses. Thank you.
5

out of 5

POSTED: | BY: Gladys

Excellent customer service

We received the worst news possible about our beloved boy who, after a vet visit, ED visit and several tests, had an inoperable tumor and we had to put him down. Embrace was compassionate and responsive throughout the very difficult time.
5

out of 5

POSTED: | BY: Christa

THANK YOU!

Had them 3 years ago and now. It is definitely worth having. Helps me be able to take care of my girl. Thank you!
5

out of 5

POSTED: | BY: Richelle

Expeditious & Reassured

Wellness claim was processed quickly and customer service was very helpful during the processing of my first claim online. I feel reassured there will be no worries satisfying future costs related to their annual exams, flea/heartworm medicine etc. in order to keep them healthy for years to come.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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