Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,923

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christy

Claims

I've had to make two claims in a matter of months. When I called with a question, they were extremely helpful, super nice and took initiative to look into details that I hadn't even mentioned. As a result, I got reimbursements to both claims in a very short time! I will continue to use them and highly recommend them.
5

out of 5

POSTED: | BY: joseph

satisfied

excellent customer service fairly quick an claims would recommend to all pet owners
5

out of 5

POSTED: | BY: Susan

Great Insurance

I never wanted to have to let money be the deciding factor in care for my furry family member. I had another insurance company and they were just hard to deal with. Embrace is a good value and extremely easy to work with, the claim process is easy and I have never had an issue.
5

out of 5

POSTED: | BY: Kathy

Best choice I've made

I have been a consumer for a couple of years and glad I chose Embrace. I have 2 large dogs Lenny and Lucy who have had many problems, including an obstruction form earring shorts. Having Embrace made it possible for the surgery, without it I couldn't afford it. The reimbursement was quickly disbursed. More importantly the customer service is excellent
5

out of 5

POSTED: | BY: Peggy

Outstanding

I have an 8 mo old pup. He has had gastro issues the past few months.i am so fortunate to have insurance with Embrace. They run a top notch company!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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