5
out of 5
POSTED: | BY: Michael McCarthy
happy customer
My claims are always approved quickly and the payments arrive like clockwork not long after. Would definitely recommend them.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Janet Tempalski
Amazing !
These people are intelligent human beings who are very easy to talk to on the phone. I am so very glad that we took out this insurance when our three dogs were pups.
I am a walking billboard for this company.
We are extremely pleased !
5
out of 5
POSTED: | BY: P L
Great pet insurance company takes care of your pet
Embrace pet insurance really strives to provide the best pet insurance available
5
out of 5
POSTED: | BY: Lois Platt
Embrace is great!
After working out kinks with the claim form and receipts Embrace has been great covering rehab claims on my 9 year old Doberman.
5
out of 5
POSTED: | BY: Cheryl
So Glad My Pet has Embrace
Embrace has been a life saver for my dog latterly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.