5
out of 5
POSTED: | BY: anthony
Excellent as always
Clear policy and efficient claims process.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: carol
The best pet Insurance carrier out there!
EMBRACE is by far the best, most reliable pet insurance carrier out there! They almost always cover my claims, and helped us through a very difficult time with one of our rescues. I recommend EMBRACE to anyone out there who is considering pet insurance, it is definitely the way to go!
1
out of 5
POSTED: | BY: Caroline
Coverage and service is not worth the cost
I have had this policy for almost 2 years and have never had to file a claim before this. Despite the fact that less than 5% of my claim was even covered, I was continuously told incorrect information by several employees. There was a clear disconnect and lack of understanding throughout the entire process and I was left frustrated and unassisted. Being in the customer service industry for so long, I don't typically write poor reviews however, this was a disappointing experience for me. With that, I will not be renewing our policy in July.
5
out of 5
POSTED: | BY: henry
Their very Good !!!!!!
I am lucky, as I tried Embrace first, and have never regretted it. I heard some horror stories about other pet insurances, but as I stated, Embrace is the first I tried am I'm fully satisfied. Just read your policy that you decide to take and Embrace will come thru. I say read the policy , as some people complaint they did not receive some refund on a bill, but in fact, they probably did not incorporate that item in their policy. Read the policy that you choose and you will be happy !!!!!
5
out of 5
POSTED: | BY: Elaine
Very happy after two years and several claims!
We first took Embrace insurance on a free trial basis and during that time had a serious problem with one of our two small dogs. Thank God for Embrace! They took care of a large bill with no questions asked. Here we are with over two years experience with Embrace and we wouldn't be without our pet insurance. We have had nothing but positive experiences with Embrace and can highly recommend them.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.