Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Richard

Excellent Service

This was our second claim (Different Dog) with Embrace. Boomer had a Mast Cell Tumor removed from between his toes. It took a number of office visits for the surgery and bandage changes during the recovery to complete the process. Once all the invoices were filed with Embrace, the claim was approved and paid very quickly. Pet Insurance is a great thing as it takes the monetary decision out of the picture and you can concentrate on your pets heath and life. We have been very satisfied with the service we have gotten from Embrace.
5

out of 5

POSTED: | BY: Fred

Efficient

Our first use. The process was s little confusing but turned out to be easy. I wish we would have started this coverage where Trudy was a puppy.
5

out of 5

POSTED: | BY: Mary

Quick, Easy, Great Cust Serv

My dog has elbow dysplasia so I have submitted many claims to them over the past 6 years. I love their website to submit the claims. Its very easy and they are always quick to respond to my claim and get my refund. on average is never more than 14 days for me to receive the money in my bank account.
5

out of 5

POSTED: | BY: Valarie

Communication on pending claims is very good.

Quick email confirmation regarding open claim info. Staff is very helpful and they explain their feedback. Have never felt rushed with customer service and they're friendly.
5

out of 5

POSTED: | BY: Gurinder

Dutch Claim_Thank you

Thank you for processing our claim in a very timely manner. This was our first claim and we are very satisfied. We truly appreciate all your help and taking care of our pets. This gives us satisfaction that in time of need you will take care of us and our pets. Thank you - Johnson's
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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