5
out of 5
POSTED: | BY: David Leff
Satisfied Customer
Thank you for expediting our claim and the follow-up communication through our email.
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: DIANE BOWMAN
GREAT SERVICE
Had a bad time getting paperwork faxed to them but after they received it...it went pretty fast.
5
out of 5
POSTED: | BY: Cecilia
Very Satisfied!
Embrace has been wonderful! Helpful and kind when you call and online is easy, user-friendly and fast! Great turn around time and love that they stay connected throughout the process!
5
out of 5
POSTED: | BY: Megan ryan
The friendliest company
I think you are wonderful. I've only been with you since May however you have always answered all my questions and concerns right away, I just had my dog in the vet for a wellness visit and everything was covered! I have already had multiple people ask about this company and I know they were going to look into it. Thank you!
5
out of 5
POSTED: | BY: Randy Lombardo
Wonderful Insurance product
After not having insurance on our previous two Great Danes, we decided to take a chance with Embrace and cover our current two Danes. From the beginning we have had a wholly unexpected and fulfilling experience with Embrace. The staff are always helpful and express concern for our pets. Claims have been paid in a timely manner and without hassle. We have recommended Embrace to every pet owner we know and have encouraged our Vet to do the same. We are very happy to have chosen Embrace over the other insurance companies. Thank you Embrace staff for all that you do for pet owners.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.