5
out of 5
POSTED: | BY: Robert
Embrace Pays Fast
I submitted my first claim to Embrace about a week ago and I just received my payment.I am very happy so far
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary
Embrace Insurance - so far GREAT!
I'm a new Embrace customer. I opted for accident/illness plus routine care. I had really positive experiences so far with reimbursement for routine care items. No experience with accident/illness to date. I submitted claims for grooming (nail grind) as well as some preventative vaccines at the vet. Submitting for routine items is REALLY easy, just check the "routine" box in the form and upload it with your itemized receipt. The claim was reviewed and completed within a week, and checks are in the mail.
5
out of 5
POSTED: | BY: Joseph
Easy to work with and FAST!
Unfortunately Buzz has had an injury that has required multiple visits to the vet and specialists. Embrace has been incredible with their customer service and genuine concern for my dog's health and well being. I can't say enough about how well taken care of I feel.
5
out of 5
POSTED: | BY: Anne
Excellent Service
Also friendly and helpful.
4
out of 5
POSTED: | BY: CC
Peace of mind to have Embrace
The cost of illness & accident insurance is affordable of my policy with $1,000 deduction. The annual increasing rate are much reasonable than what I had with others before.
The wellness coverage ($390/yr rate to cover $450/yr expense)is promised.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.