Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eve

Embrace is the best choice I could have made!

Our bulldog Duncan, just underwent Elbow Dysplasia surgery. Thankfully Embrace covered 80% of this very expensive surgery. It is unbelievable to us how comprehensive their coverage is and their customer service is second to none! Thank you Embrace!
5

out of 5

POSTED: | BY: Richard

Courteous people who care about your pet!

Thank you again Embrace for your lightning fast courteous service! Your staff is such a joy to work with, and your claims service is second to none! The embrace staff even asks about how your pet is doing, they are such wonderful people to deal with during a time when your pet needs them most-they are there! Thank you Embrace!
5

out of 5

POSTED: | BY: Michael

Embrace Rocks!

Perfect claim execution! No hassles. I tried Petplan for a new pup but experience was awful. So very glad I came back to Embrace. Thanks!
4

out of 5

POSTED: | BY: Mandy

So thankful for Embrace!

We purchased pet insurance 2 years ago when our cat turned 10, in anticipation of medical costs as he ages. This year was the first year we have had to use it and we hit our deductible in the first few weeks of the year. It has been such a relief to know we can treat our cat's condition without the financial burden. Embrace has been so easy to work with and both of our claims have been processed faster than I expected. We are very happy with our coverage.
5

out of 5

POSTED: | BY: Will

Great responsive, caring insurance company

Wait, what? Yes, insurance for your pet is fantastic. We have the full package insurance. We used it twice for pneumonia hospitalization from urinary tract infection.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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