Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Asa

I'm impressed!

My cat stopped eating and I took him to ER. We did ultrasound, X ray and 3 blood tests, but found nothing abnormal. His appetite didn't improve, so he stayed at the pet hospital for 4 days. He is fine now, but our vet bill was about $3000. We paid the bill with Care Credit and were able to put 90% of it back after we got refund from Embrace. They took care of it quickly and I'm so glad my cat is covered by them!! I highly recommend Embrace Pet Insurance
5

out of 5

POSTED: | BY: Jordana

Good communication

My Dog is living with cancer at the moment. After a bit of back and forth, Embrace agreed to cover the cost. I have found that the communication and turnaround for claims is pretty consistant fast. When I do voice a concern they are quick to respond. This is very important to me.
5

out of 5

POSTED: | BY: Daphne

Continuous great service from Embrace

Embrace Pet Insurance continues to provide excellent service for our dog and cat. Whether it is for heart medication, or surgery for lipomas for our dog, or treatment for kidney issues for our cat, Embrace comes through with the best coverage we have ever had from a pet insurance company. We highly recommend it.,
5

out of 5

POSTED: | BY: William

Great Service

Everything has been positive with my claims
5

out of 5

POSTED: | BY: Shannon

Thank goodness for Embrace!

Our dogs are like our kids so pet insurance was a must. Anything can happen, thats life, and when it happened, we were so glad that we had Embrace. They are great on the phone, no long waiting times, super friendly staff and the claims are reviewed in a very short time period, between 10-20 days. It was so simple to take care of the paper work so that I can spend more time caring for my dogs. Thank you Embrace!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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