Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,322

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathleen Sullivan

Embrace has been wonderful to work with.

Staff covering the phone service have been great and considerate. Great, Great, Great!!!!!!!!!
5

out of 5

POSTED: | BY: Z

Thank you!

Our pug is vaccinated for Lyme but was in an area with many ticks and ended up getting a different parasite. The antibiotic to treat her was almost $60 but thankfully we had Embrace.
5

out of 5

POSTED: | BY: Muppet

Love Embrace!

I'm so happy with "Embrace". They have been prompt and responsive. Thank you all at Embrace. Muppet and I appreciate you!
5

out of 5

POSTED: | BY: Lisa

Glad to have Embrace

Laura at Embrace provided excellent service for us. This is the first time I have submitted a claim for my dog. She was very quick to review the claim and to provide a determination. We received the claim payment right away and while one claim was rejected, she provided an explanation. She even checked to make sure we received the claim payment. Customer service was very helpful as well. I called to ask questions about submitting a claim. They were great.
5

out of 5

POSTED: | BY: Ann

Satisfied

I am satisfied my pups are with E pet insurance. Very happy customer:)

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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