5
out of 5
POSTED: | BY: Vicki
good coverage
I'm so glad I have Embrace Insurance it has been so helpful since my little dogs accident.
4.9
out of 5
Number of reviews 19,765
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Shelly
Very Appreciative
Laura, Kara, Ashley have been so wonderful. Laura always communicates and updates me with the claim status and the follow up which is greatly appreciated. Kara, Ashley, and Laura have been very helpful and understanding with me and answering all my questions.
5
out of 5
POSTED: | BY: Britanee
Awesome
We love Embrace! The pricing and customer service are great!
5
out of 5
POSTED: | BY: Bonnie
Satisfied
I have been w/ Embrace for a couple of years and have been happy with my experience.
5
out of 5
POSTED: | BY: Richard
A company that treats your pet as family!!
Since our Shadow got sick, we have been eternally grateful for Embrace-they treat your pet as family!! Throughout the entire process of getting Shadow healthy again, Embrace has been right there along with us the whole way! Their staff is so courteous and friendly, their claims department are lightning fast, and they truly are a blessing to our entire family. When your family member is sick, the last thing you want to have to worry about is expenses. Embrace has been there for us since Shadow got sick, and has continued to be there for us every step of the way!! We think of Embrace as our family now! Thank you so much for helping us get our baby girl healthy again! We will never forget it! The Curls
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.