1
out of 5
POSTED: | BY: Robert
Disappointed
Thought it would ease fears of having to make the hard questions pet owners may have to make concerning the care of their pets but I was thoroughly disappointed.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Shawn
Awesome experience
Awesome pet coverage
5
out of 5
POSTED: | BY: Christine
Excellent customer service
I called and spoke with wonderful people on the phone. I was very concerned about my cat and I didn't know the insurance information since my husband was out of town at the time. They were incredibly helpful, calm, and kind.
5
out of 5
POSTED: | BY: Cecilia
Excellent service, highly recommended
I could not be happier with the service from embrace. They are courteous and thorough with their customer service and don't make you wait too long to cover the claims. I highly recommend them
5
out of 5
POSTED: | BY: Norma
Happy I switched from Nationwide.
Claim was mostly related to general exam after adoption as Winston was 11 years old.Am very happoy with any interaction I have had with reps. from Embrace
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.