Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: EDWIN

BEST OF BEST EMBRACE INSURANCE # 1

I have this outstanding company and very satisfied since day one. Embrace has taken all my needs and always the staff has been 100% professionalism. This is my first time in my life that I have a dog for my best friend and only friend. His name is Charlie and recently he got very sick and drove many hours to see a dog doctor and every claim Embrace took care with the highest professionalism. I didn't have any problem with Embrace and for me is # 1.
5

out of 5

POSTED: | BY: Karissa

Delivered as promised !

I have always had a good experience with Embrace, they make submitting claims easy and the fulfillment / reimbursement is always timely. Overall the people are really nice too I would definitely recommend to get this insurance for your pet!!
5

out of 5

POSTED: | BY: george

needed

I got Bunny when she was only 2 years old and never thought I would use the ins. But now Bunny has a bladder growth and I am glad I have it. Don't know how ;long this will go on.
5

out of 5

POSTED: | BY: Claudia

Embrace- life saver for my kitties

My kitty suffered from a acute renal failure. Embrace has been absolutely wonderful throughput the whole process : claim processing very quick and smooth, very easy and transparent way on what has been covered. , customer service very friendly and knowledgeable. I ve had Embrace for all of my 4 kitties for over 7 years and they've never disappointed. Truly a life savor . Thank you !!!!
5

out of 5

POSTED: | BY: Ben

Excellent Company

Embrace was wonderful to work with!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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