Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Richard

A company that treats your pet as family!!

Since our Shadow got sick, we have been eternally grateful for Embrace-they treat your pet as family!! Throughout the entire process of getting Shadow healthy again, Embrace has been right there along with us the whole way! Their staff is so courteous and friendly, their claims department are lightning fast, and they truly are a blessing to our entire family. When your family member is sick, the last thing you want to have to worry about is expenses. Embrace has been there for us since Shadow got sick, and has continued to be there for us every step of the way!! We think of Embrace as our family now! Thank you so much for helping us get our baby girl healthy again! We will never forget it! The Curls
5

out of 5

POSTED: | BY: Wendy

Simply the best insurance company

This will be my 3rd year with embrace and it has been the best thing I have ever done for my dogs! They are all kind when you call in. Claims are a weeks time frame. Couldn't ask for anything better than that. Thank you embrace for being there for us!!
5

out of 5

POSTED: | BY: Shelly

This pet insurance out there

Have had Embrace for many years now and have not been disappointed! The customer service is great and claim approval and reimbursement is fast. Love the
5

out of 5

POSTED: | BY: Steven

Very appreciative!

I have now submitted and have been 100% covered for 2 wellness claims for my 4 yr old CaneCorso Sonny. I am very happy with Embrace!..Smooth and easy process..would definitely recommend them!
5

out of 5

POSTED: | BY: Floyd

Gus's Annual Physical

Dear Embrace, Gus and I would like to thank Embrace for being there when we needed you. It makes a big difference to know that Gus is covered by Embrace for Annual Physicals and Rabies and a lot more because where else would I turn? You have made Gus and I very happy. Floyd
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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