5
out of 5
POSTED: | BY: Elaine
Claim in April
Claims are now received and processed quickly money is auto deposit. So claims are now very efficient which makes life with a diabetic cat easier.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Yanet
1st claim filing/response
My final experience on the initial claim that I filed was good. However it took almost 60 days waiting on medical records which I submitted on my own way before claim was released. The end result was positive so I'm happy with embrace. THank you
4
out of 5
POSTED: | BY: adrienne
Satisfied
Always receive prompt service when processing my dog's claims.
5
out of 5
POSTED: | BY: Marta
Helpful in a very stressful time
My normally rambunctious 15th month old shepherd mix was diagnosed with pneumonia within a few days of policy renewal. In his recheck visit it was discovered he had a bronchial infection. Between the hospital stay, medication and follow up visits, the costs really mounted up (over $2000). The *very* helpful Embrace staff answered all my questions and were able to ease my mind in a very stressful time. I am very happy with how the claims was handled and the efficiency of the customer support staff.
There is no doubt that insurance can be costly and the premiums do go up every year. For me, however, the peace of mind knowing I will be able afford emergency care for my dog at the time I need it is worth the cost. I have added the premiums to my annual budget.
A relative first suggested Embrace and I am so glad I overcame my initial hesitancy. I have Accident & Illness coverage at 90% as well as Prescription Drug coverage. In my case the cost of wellness coverage exceeds our standard outlay that it is not worth it. I highly recommend Embrace.
5
out of 5
POSTED: | BY: Jaime
We LOVE Embrace!
We've had our insurance through Embrace for over 10 years and couldn't be happier or more grateful for it. It's easy to use and our claims are responded to SO FAST! I wish Embrace offered health insurance for humans because they've been so great to work with!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.