Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura

Positive Experience

Embrace has always been on top of every claim I have sent them. They are very helpful when you call. I am very satisfied. They are a little slow with thier reinbursements but that can also be because the Vet does'nt turn in the claim right away. All in all I have not had any problems. Im very satified.
5

out of 5

POSTED: | BY: Hector and

Thank God for Embrace !!!

My husband and I purchased pet insurance for our ABPT, Leah, when she was a puppy. Thank God we did ! As much as we love our girl, we would not have been able to care for her medical needs without Embrace. From her allergies, to her ACL surgery, hemilaminectomy, and everything in between, Embrace has provided fair coverage and timely payment for our covered claims. They have been more than a pleasure to work with. I recommend Embrace to all dog owners I know and even to strangers with puppies in Petco.
5

out of 5

POSTED: | BY: Carmel Buckingham

Awesome pet insurance!

The team at Embrace have been great handling my dog's insurance. I appreciate how they always keep me informed of where my claim is at in their internal process and notifying periodically of the latest status. Unfortunately for my dog and me, I can no longer afford to cover insurance for her but as soon as I can, I will get her back on Embrace. If you are looking for per insurance, I highly recommend Embrace!
5

out of 5

POSTED: | BY: Marie Shawkey

So happy I found Embrace for my pet!

I can't say enough things good about embrace. You people are highly professional and so pleasant to deal with. I have recommended you to anyone who has a pet. I work with a dog judge and she is totally amazed at the good things I have to say about you.
5

out of 5

POSTED: | BY: Eric

As Advertised

Our dog Jessica had some problems that were quite costly. Embrace took our claim and had a refund in our hands within two weeks. It is nice knowing that if Jessica has any major problems all we have to cover is the deductible. Rather have a small monthly fee them a surprise bill in the thousands! Great piece of mind.?
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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