5
out of 5
POSTED: | BY: Sandra Banscher
Great, Fast Service
Great, fast service. Excellent online information about your claims. Embrace staff very knowledgeable, pleasant, helpful. Very satisfied.
4.9
out of 5
Number of reviews 20,319
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Rebecca Anderson
Don't know where we'd be without Embrace!
I rescued Charley Brown just over a year ago. He had an ear infection at that time, but that was his only known health issue. It turns out he has osteoarthritis and now we're looking at kidney issues. There is no way I could afford his acupuncture (which has worked wonders, btw) and all his kidney tests. Embrace has been awesome, and I can't thank them enough for helping to get this sweet boy healthy!
1
out of 5
POSTED: | BY: Helen Olivett
Very disappointed
I took a chance with Embrace as per insurance, I did research, asked friends, family and co workers. I was impressed with their mission statement,website information and although NO ONE has ever heard of them I decided I would try their insurance for my dog. We have been paying for this insurance for over two years and never filed a claim. I am aware my dog had eye issues in the past, I never submitted a claim for anything to do with his eyes, until he had a puncture of his eyeball, not at all related to his preexisting condition. This was documented in supplies pathology report when the eyeball was removed. I did submit this claim as a puncture does not happen in its own and his had nothing to do with any disease. I provided everything Embrace asked for, yet they will not honor the claim. WILL NOT recommend Embrace pet insurance ever to anyone. Very disappointed. Helen
5
out of 5
POSTED: | BY: Laura
Embrace is easy to use and allowed our pup to get the surgeries he needed to have a good quality of life.
Our luckiest unlucky pup has gotten an enormous amount of help from Embrace, and getting reimbursed has been a breeze. We found him on the street with parvo virus and after he survived we decided to invest in insurance. Embrace was easy to enroll in and submit claims to, which was lucky because Beau ended up needing CCL surgery on both of his knees and had an infected tooth that had to be removed all in one year! Thanks to embrace we were able to care for Beau and he'll have many healthy years to go!
5
out of 5
POSTED: | BY: Phoebe Chan
Skeptical of insurance companies, but Embrace is a cut above the rest!
I've been very apprehensive about pet insurances even though I've always had Cody on one. I've had mixed experiences with the 4 pet insurances I've used in the past and my biggest worry was what would happen if Cody really needed help. I thought I would still have a few years left, but the ease at which I can submit a claim and get reimbursed for Cody's lymphoma treatment has been amazing. It had been a difficult time for our family and having a company (and employees) like Embrace has made it much easier. They made it completely effortless and allowed me to focus on the treatment rather than the payments.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.