5
out of 5
POSTED: | BY: Susan
Bubbas bladder stones
Every claim we have made with Embrace had been handled with kindness,and efficiently. Embrace Insurance helped us save Bubbas life. We can't thank them enough!
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sandra
So happy I choose Embrace Insurance
Getting pet insurance for our dogs from Embrace was the best decision that I could have made for the health of our four-legged children. When one was diagnosed with cancer I felt such a relief that I had options that would allow us to get her the best surgeon, oncologist and radiologist possible.
5
out of 5
POSTED: | BY: Jim
Excellent and fast claim service
Easy to submit receipts etc. Quick turnaround.
5
out of 5
POSTED: | BY: Gina
Efficient, Re-assuring and Simple
A dog's parent's worst nightmare, surgery for the little one. Embrace answered all my questions, suggested ways to make things easy and the process faster. I am so glad I have Embrace.
5
out of 5
POSTED: | BY: Calli
Embrace is a fantastic insurance policy
I couldnt ask for better, they have always been very courteous and prompt on paying for all of my dogs health claims. Every converstaion with the representatives have been heartfelt and concern wiht my pet. I am thankful to have found them above all the othersI always recommend this company to everyone I meet espcially at my vet, I even give out cards and brouchers at dog shows!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.