Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Hali

Very Pleased!

I have had another company in the past that I thought was pretty good. However, when they raised their prices substantially I was forced to change companies. I found Embrace and couldn't be happier! The prices are reasonable and the customer service is outstanding! VERY friendly and interested in genuinely helping me. When I had to place two claims recently, I felt that the payout was quite fair and the reasons behind what was paid and not paid were clearly explained. I was even offered the opportunity to discuss it if I did not agree with the assessment. I didn't feel the need to do that since I agreed, but it was so nice to know they were willing to see a different side. I would HIGHLY recommend Embrace and already have gotten my Aunt to sign up.
5

out of 5

POSTED: | BY: Michael

happy customer

My claims are always approved quickly and the payments arrive like clockwork not long after. Would definitely recommend them.
5

out of 5

POSTED: | BY: Janet

Amazing !

These people are intelligent human beings who are very easy to talk to on the phone. I am so very glad that we took out this insurance when our three dogs were pups. I am a walking billboard for this company. We are extremely pleased !
5

out of 5

POSTED: | BY: P

Great pet insurance company takes care of your pet

Embrace pet insurance really strives to provide the best pet insurance available
5

out of 5

POSTED: | BY: Lois

Embrace is great!

After working out kinks with the claim form and receipts Embrace has been great covering rehab claims on my 9 year old Doberman.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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