Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Heather

Embrace-- great costumer service and policies

Embrace is so easy to work with. They make the process stress free. I would HIGHLY recommend to anyone researching. I can't imagine not having pet insurance. It is the difference between being able to save your pet or not. Too many pet owners are faced with that decision--can they afford to save them if something tragic happens.
5

out of 5

POSTED: | BY: Stephanie molton

We would never be without our embrace pet insurance

It's such a small monthly amount of which you can set up policy features yourself each month if your budget requires that. With wellness policy that pays for itself with first routine visit everything can be done online and the money spent at the vets office is refunded into my bank account in a matter of just a few days. I have been without this insurance before I knew it's was available and had to face some tough decisions of how I was gonna come up with the money for my vet to perform much needed emergency surgery for my lab who is no longer with us. I now know what ever comes our way my babies are always able to be taken care and treated , and that peace of mind is all thanks to embrace pet insurance policy. We thank you and appreciate all that you everyone are doing and do for our four legged kids 😙😙
5

out of 5

POSTED: | BY: Donna Hayes

Embrace is expedient and more than helpful

I've had to file two claims for my GSD, first was due to an aural hematoma, after my deductible, Embrace sent a check for the overage within the week, it was awesome! We have had to file another claim due to neurological issues my GSD is experiencing. Embrace has been more than helpful with every email I've sent them. They answer your questions to the best of their ability. Their service and response time is exceptional. I tell all of my friends about them.
5

out of 5

POSTED: | BY: Lisa Hassett

Embrace has been wonderful, quick response, great staff.

Embrace has been wonderful. Easy to file a claim, quick response and a very helpful staff.
5

out of 5

POSTED: | BY: Lois

The best!

I researched several pet insurance companies before choosing Embrace. Over the last 7 plus years my choice has been proven to be the best every time I submit a claim. The customer service "Embracers" are always available for questions and concerns, very responsive to any needs I might have. THANK YOU to everyone at Embrace Insurance.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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