Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,906

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Margie

Embrace Goes Where I Go!

Embrace was there for my Goldendoodle when she returned from a week of boarding at a kennel. She was returned to me with goopy eyes, of coarse, the kennel said it was just a hair in her eye. Not So!! We were traveling out of state at the time. I took her to a highly recommended veterinary for treatment. We live in another state but Embrace can be used in any state you travel to. Customer Service demonstrated concern and care for my pet, in turn, makes me feel welcome. With Embrace, you will never have to ask yourself, "Where's the Love?" Embrace Pet Insurance has your and your pets back!
5

out of 5

POSTED: | BY: Ruth

Awesome!

Embrace is absolutely great! Quick response and claim processing... I could not ask for more!
5

out of 5

POSTED: | BY: Debbie

Embrace Pet Insurance is PEACE OF MIND

Thank goodness for Embrace Pet Insurance! Our two goldendoodles, Tucker and Charlie, ingested 15+ pills of Rimadyl. This happened on a Friday evening which meant a visit to the emergency clinic and a weekend stay so they could be on continuous fluid to make sure their kidney's would not be damaged and lots of medication for their stomachs and GI tracks. It gave us such peace of mind that we had pet insurance and didn't have to make decisions based on cost. Having Embrace gives us great peace of mind. Thank you EMBRACE!!
5

out of 5

POSTED: | BY: Amy

Finally! Healthcare insurance that is affordable and works! My lucky dogs!

I am owned by 4 Greater Swiss Mountain Dogs and love them beyond words. I don't EVER want to make a decision to let any of my dogs go when they could be saved without suffering because treatment is just too expensive. Embrace covers all 4 of my dogs and I sleep well at night knowing they are covered by a company that really cares and stands by their policies by quickly expediting claims without hassle. As president of our regional breed club I recommend Embrace to all our members too and they're just as happy as I am. Embrace does it right!
5

out of 5

POSTED: | BY: Lisa

Wonderful

Embrace has been wonderful during the most horrible time. My dog was suddenly diagnosed with liver cancer, bleeding into her abdomen. She died the next day. There was no warning. She was playing that morning and eating well. Collapsed due to hemengiosarcoma. Rushed to the vet and diagnosed with this horrible disease. She died the next day. It's been horrendous for me, but Embrace has been wonderful My claims were all processed and I received payment within a week. The staff was wonderful and I received a beautiful, handwritten card from everyone in the office.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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