5
out of 5
POSTED: | BY: henry st
This a good buy for pet owners !!!
Great insurance for canines, fast response time, very fair insurance also. I would highly recommend !!!
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kathy Hamilton
EXCELLENT _ AGAIN!!!!
This is the third claim, all over $2000, for one of my several dogs in the past 7 years. All paid rapidly, per contract, with minimal paperwork. Great company to work with! Needless to say, I will continue with this company for years to come!
5
out of 5
POSTED: | BY: Jerry and
Prompt, responsive customer service and personal attention.
Warm and sincere staff. Loved being able to talk to a real person every time I called. Claims were handled promptly and they were very simple and easy to submit.
5
out of 5
POSTED: | BY: Patricia Hardwick
This pet insurance coverage is straightforward, generous, affordable, and customer service is outstanding!
We've always hesitated to purchase pet insurance on our dogs due to mixed reviews on claims actually getting covered, and it always seemed so complicated a process. We finally decided to research again in order to get our six-year-old lab mix covered. I spoke with a friend who was very pleased with Embrace, and we went for it. Best decision! Very soon after we purchased the policy, our fur baby was diagnosed with two neurological conditions - one acute, one chronic - and everything has been covered - from doctors' appointments, MRI, labwork, to acupuncture, laser therapy, physical therapy, hydrotherapy, and now (unfortunately) surgery. I am not exaggerating when I say I honestly do not know what we would have done without this policy. We could not have afforded all of this wonderful (and necessary) care for our youngest son, who happens to be a dog ;-) The customer service has been stellar - always friendly, professional, helpful, and fast! (Claims and pre-certifications get turned around impressively quickly; emails and phone calls are answered immediately). I really like how we were able to build our own policy, simply choosing the amount of coverage per year that we felt comfortable with, the amount of the deductible, and whether we wanted prescription and well-care coverage. I only wish human health insurance could be this simple, affordable, and effective!
5
out of 5
POSTED: | BY: Debra Brause
So grateful for this insurance!
This company has been incredibly responsive, empathic, and helpful with all of our confusion in the process to find a diagnosis and treatment for our dog. After being at the vet constantly after finding a mass on my dog's spleen, they have been incredibly supportive and have followed up on any claims that needed further attention. It has been a huge relief knowing I could proceed with whatever testing and treatment I felt was necessary.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.