Embrace | Pet Insurance Review

My 3 year old lab got into a 250 tablet bottle of melatonin. While the bottle wasn't completely full there was a lot in there. ASPCA poison control figures it was probably 10 x the lethal dose. Fortunately, I discovered it and within 30 minutes or less of ingestion and made her vomit. Then began the vet drill. I called my vet who advised me to call the ASPCA poison control (PC) line and bring her in immediately. PC was amazing throughout and only cost $65. I took my dog to my usual vet around 4 pm for the initial treatment which was estimated to be $377 but turned out to be $715. She had to be transferred to a 24 hour vet for overnight treatment and on-going observation. Luckily she responded very well to treatment and was discharged the next night after about $1300 of services and then only needed another $100 blood panel the next day. I gathered all of my receipts together and submitted my claim to Embrace wondering if they would really cover everything per the policy. Sure enough they did! Even better my claims were processed within 1 week! It was a huge relief going through the event to know that I had insurance for my dog and an even bigger relief when Embrace processed everything without question. I've had other minor claims but this was the first (and hopefully last) big test of Embrace and I am very pleased. Easy peasy FAST process. Thank you very much Embrace. And most importantly my lab is doing great!

I am satisfied with the customer service and the claims being paid in a timely manner. So many of my Dolly's health issues and her most recent surgery was covered. Thank you, Embrace for caring about our pets. They are precious to us all.

Embrace has made the last 6 months a mental relief for us. Our boy Brody was diagnosed with Lymphoma. He has been under going Chemo since March 01, 2017. Thanks for our great coverage we have kept our guy alive, longer than the 6 weeks he would have had. He is happy, and full of life, in remission. Fingers crossed everyday for another health day and long walks with Brody.

We have only had Embrace for about 6 months now, but we absolutely LOVE it! Our baby boy Oliver has wellness coverage, which covered his neuter completely! He has also had a few minor issues (very upset belly and a lump on his back leg) and we were able to see our vet with the notion that Embrace has our back and will cover a hefty percentage of our bill due to our current benefit elections. I would ABSOLUTELY recommend this to anyone who has a fur baby and wants piece of mind!! We LOVE Embrace!!

The Wellness package sounded like a great idea in theory. Toward the end of my calendar year, I had some dollars that I needed to spend on my dog. During a recent checkup, I told my veterinarian that my 1 year old Cane Corso could not use "Greenies" or anything of the sort to help keep her teeth clean and satisfy her need to chew. She recommended that we try an elk antlers for this. It should fall under dental health- but the claim was denied (because they said it's a treat?)!!! Are you kidding?? I spent about $100 on these Elk antlers (for her dental health AND training). Puppies HAVE to chew! That is health related! This Wellness policy is a scam! Save yourself the trouble! I'm spending what I have left and canceling!