5
out of 5
POSTED: | BY: Diana “Sherrie”
Claims are handled expeditiously.
I appreciate how quickly my claims are fulfilled & the money is directly deposited into my bank account.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: JJ
I shouldn't have to call four different times to confirm my claim was made.
I had to submit my claim four different times to embrace for them to finally receive it. My vet sent it through fax and email each time. The stupidest thing? Embrace says they had no history of the exam my cat took to get on the claim. That's right, they said that the exam that they required for me to get my coverage started, that they wouldn't have been able to start my coverage without, they had no record of. I was pretty irritated. On the fourth phone call, I finally got confirmation that they received my claim. This was just for a regular exam with some bloodwork. I can only image how bad it would be if it was a serious claim.
5
out of 5
POSTED: | BY: Mary dillonWjrdR
Embrace is trustworthy and very reassuring to a pet own
So happy I have this coverage for my dog. It is important to us to know we have this reliable insurance so we can do the very best for our dog. Recommend it to everyone
5
out of 5
POSTED: | BY: Claudia Kneitinger
So happy, great company, they really care.
Great company. No hassles with claims, fast payment and a joy to have. Even reversed a decision when vet disagreed. When does that happen other places. So polite on phone and helpful. I have 5 dogs.one is very ill. So glad for them. It's a real load off of us knowing there is help with his care without arguing over every bill. We can just concentrate on our boy. They even helped with his wheelchair and custom leg brace.
5
out of 5
POSTED: | BY: Dan Giustino
Excellent service
Embrace and its representatives are extremely responsive and professional.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.