Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,906

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: DJ

Fabulous Provider

Embrace is fabulous. Our senior became very challenged walking. Embrace has been wonderful with laser treatments, chiropractic therapy and hydro threadmill therapy for our guy who receives multiple treatments each week at this time. The claims are paid promptly and easy to file. Honestly Embrace is the only insurance I would recommend. I had another provider years ago so I know what a nightmare that other insurer was. With Embrace they cover what they say they will, they do it kindly and promptly. You will sleep well at night knowing you have credible coverage with Embrace. They are fabulous and outstanding.
5

out of 5

POSTED: | BY: judy

insurance experience

I haven't had to use the insurance much but what I have experienced with claims is satisfactory; I hope the rates don't increase too much and I continue to experience good service in the future.
5

out of 5

POSTED: | BY: Gail

Highly recommend Embrace for your pets insurance.

We have had Embrace insurance for our Daisy for about 2-1/2 years now. We got insurance because a friends pup became very ill and it cost them a lot of money for the treatments. I did not want to deny my dog care because I couldn't afford it. Embrace has been wonderful. They have paid every claim I have submitted. It is easy to submit your claims and their customer service is excellent. I highly recommend Embrace to anyone considering insurance for their pet.
5

out of 5

POSTED: | BY: Ana

Excellent Insurance

Excellent Insurance, couldn't ask for anything better. They are right there with you whenever needed. Very transparent, will answer any questions you may have immediately. My Sparky suffers from various ailments, don't know what would have done without Embrace. Sparky was diagnose with cancer about 4 months ago, Embrace Has always been there for us.. He is doing fine and undergoing chemo at this time, reimburses are extremely punctual. Bless you Embrace Claims Team, Ana and Sparky Thank
5

out of 5

POSTED: | BY: Carol

Have 2 dogs covered under Embrace Pet Insurance-have yet to be disappointed.

Have had one dog insured for about 6 1/2yrs and another for 3 1/2yrs. While no major claims, each claim has been handled professionally. I get an email once they receive the claim and a follow up once claim has been approved. The last claim filed took approximately 2 wks to receive reimbursement!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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