Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Yandi Slack

Love Embrace!

Our 7 year old English Bulldog was diagnosed with a cancerous sarcoma. Knowing we had Embrace made the process of treating him easier and made the situation less stressful.
5

out of 5

POSTED: | BY: Greta

So glad I chose Embrace!

Embrace has been so easy to deal with, efficient, and generous with their coverage! My golden has a cyst in her eye that needs to be removed. I asked for pre-approval, and they got back to me within 24 hours and will cover 80%! I'm so glad I don't have to chose between financial ruin and my dog's eyesight. Best thing I ever did was sign up for Embrace pet insurance!
5

out of 5

POSTED: | BY: Ralph Gardner

Peace of mind knowing the bulk of the cost associated with neurological testing was covered by this insurance

After having my 6 year old beautiful golden retriever experience epileptic seizures lasting almost 4 hours and taking her to 2 difference veterinary facilities, we were advised to go see a neurologist at a 3rd facility that specialized in animals to advise if our family pet had brain cancer or something else. By having this valuable insurance, we didn't have to worry how were we going to pay for the rather expensive & extensive testing performed (over $2,500.00!). Our fur baby is now under medication and returning to a normal life. Thanks Embrace Pet insurance for making a really rough day more manageable knowing our financial commitment was greatly offset with your insurance. Big Thanks!!!!
5

out of 5

POSTED: | BY: Sam

No hassle, quick response.

All claims handled quickly with absolutely no hassle. All claim documentation readily available online.
5

out of 5

POSTED: | BY: Roxann

Always a super speedy response. Most efficient insurance I’ve ever dealt with.

Thank you all so much:). Great service always!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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