Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,906

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: CRAIG

Embrace is the best!

We never dreamed our Pushkin Boxer would suffer so many illnesses. Fortunately we enrolled with Embrace Pet insurance shortly after adopting him, and did so at the suggestion of our vet. Embrace has been GREAT and an economic savior! Claim after claim that we submitted were handled quickly as were the payments back to us. I HIGHLY recommend Embrace Pet insurance to ALL pet owners.
5

out of 5

POSTED: | BY: Tina

Fantastic

I love embrace, I was raving about it to my co worker who just rescued a puppy from the Puerto rican disaster, so I immediately told her to sign up for pet insurance with embrace and she said she would.
5

out of 5

POSTED: | BY: Katherine

Embrace is the best!

Our dog has had many medical conditions and Embrace has covered everything that I expected for the coverage conditions I chose. We got insurance for our dog right away as a puppy, which is what I recommend. Don't wait for a problem and then look for insurance because then pre-existing conditions won't be covered or there will be a waiting period.
5

out of 5

POSTED: | BY: Mark

You could not find a more professional and kinder group of people

I could not have asked for a more professional, kinder and compassionate group of people to help me through difficult times. Embrace has an extremely compassionate and understanding way that helped me through difficult times with my dog Cyrus. All the different voices on the phone on all occasions were able to make a hard experience a little bit better. I am convinced everyone at Embrace understands how hard it is to see your pet struggle and it reflects the service they give. Thank you Embrace
5

out of 5

POSTED: | BY: Tami

Awesome đź‘Ź

Best insurance! I can go to a holistic vet and it's covered! The claims people are wonderful! Claims are done quickly and always explained! Love love this insurance!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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