Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eletta Gawin

Embrace is very good insurance to have

I thank my lucky stars every day that I have Embrace pet insurance for Chachi. Been with them for six years. And they have come through for us every time.!
5

out of 5

POSTED: | BY: Pam WrightBenn

What a relief

When Bennett, our 6 year old Golden Retriever, was diagnosed with a sarcoma, we had many worries: his health, of course, his care and the cost. We were fairly new Embrace customers (under a year) and had no experience of how the process would go. I couldn't be happier. I was able to do it all online; the process was efficient and surprisingly quick. All reasonable costs were covered according to the policy guidelines. I didn't need to be in contact with any staff, but when I did during the early process of setting up the insurance, they were helpful and supportive. I give Embrace the highest recommendation and my gratitude for alleviating some of my anxiety. Bennett is doing fine.
5

out of 5

POSTED: | BY: Henry

EMBRACE IS GREAT!

We've had Embrace for Duke Ellington the Dog for several years now and they're just plain great. Everything has been easy to do and straightforward, the staff has been fantastic with the few questions that we've needed to call about, and having pet insurance is something you should do. Embrace your pet today!
5

out of 5

POSTED: | BY: Thomas Cossari

a very reputable and honest company

Every time I needed them they came through with no problems.Great service
5

out of 5

POSTED: | BY: Kait Hurley

I'm so relieved that my cat Javier has great, affordable health insurance. Grateful for the excellent service Embrace provides!

I'm so relieved that my cat Javier has great, affordable health insurance and health care. Grateful for the excellent service Embrace provides! And there's not even a bunch of confusing paperwork. I wish health insurance for people was this simple.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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