5
out of 5
POSTED: | BY: Dan
Excellent service
Embrace and its representatives are extremely responsive and professional.
4.9
out of 5
Number of reviews 19,895
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Christina
Excellent Company
We’ve had Embrace for as long as we’ve had our boxer, a little more than eight years. I most highly recommend this insurance company. Like most dogs, during his early years Judah our boxer was healthy, loved to play and enjoyed life. One day, he didn’t want to play and we knew something was wrong. And long story short which included an MRI and brief hospitalization, he has a brain tumor and a small tumor in his heart that we’re inoperable. Although he was given A poor prognosis of a couple of months he has outlived his prognosis still enjoys life, engaging with people, going outside etc. I don’t know where we would be without embrace insurance. Judah takes several medications daily to prevent the seizures and keep the tumors at bay. In other words he is alive today because of this insurance. We have never had any problems and all claims are paid quickly in a timely fashion. Thank you embrace! If you’re considering purchasing Embrace pet insurance: DO IT! It can literally save your pets life
5
out of 5
POSTED: | BY: Richard
My greatest gift
Today is Christmas 2017. On this day, more than any material thing I could recieve, I give thanks to Embrace for helping my girl Shadow this whole year. It has been a hard fight this year with Shadow's health problems, but our girl is here by my side thanks to the help of Embrace. Shadow has saved my life. Embrace helped my family save hers this year. We are truly blessed this Christmas. Thanks Embrace.
5
out of 5
POSTED: | BY: Marilyn
Wonderful company to deal with, fast and easy turn around of submitted claims.
I've been with this company for 5 years and have been pleased with all correspondence with Embrace. When I call for information everyone is courteous and so helpful.
5
out of 5
POSTED: | BY: Michelle
Every pet owner should have it!!!
While it was always my decision to have pet insurance Embrace has always delivered a speedy process of claims. Any questions I have had for them their team of embracers are always so caring, compassionate, and helpful. I wish all companies had such wonderful customer service staff!
I tell everyone I know that if they own a pet to have pet insurance. Prices for emergency situations or specialists add up quickly. I always recommend Embrace....I would hate for any pet owner to be put in a situation where they have to make a dreaded decision on whether or not they can afford to treat their sick pet. No one should have to go through that. I personally will never own a pet and not have insurance for them. They are a part of my family. Embrace is who I will always turn to. Thank you Embrace!!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.