Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michele

I wholeheartedly embrace EMBRACE Pet Insurance!

I have had Embrace Pet Insurance for my two CKCS for many years and have been happy with the options they offer, the plans and the reimbursement time. I would highly recommend Embrace to anyone considering pet insurance.
5

out of 5

POSTED: | BY: Lisa

Great Choice

Embrace Pet Insurance is a great choice!! I did a lot of research for pet insurance for Chance and I'm so happy I picked Embrace. They review and process claims quickly. Their customer service is wonderful and everything is explained in full. The claims process is easy and fast. I couldn't be happier with my choice!
5

out of 5

POSTED: | BY: Linda Simpson

Very satisfied insured

Going on three years now and not even one complaint!
5

out of 5

POSTED: | BY: Irma L

Thank God you are here for my babies .

You service has bee perfect. I may not have been able to make the wonderful choices for all my pets care had it not been for your great service. Thank You
5

out of 5

POSTED: | BY: Heather Romanelli

I would recommend Embrace to everyone!

I am so pleased with the great customer service that I have received so far. A+ on communication and responses to claims. I usually have my reimbursement check within 7 to 10 days after filing a claim. If only human health insurance could be this easy!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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