Embrace | Pet Insurance Review

I have Embrace for just about a year now and they have been wonderful. I unfortunately had a sick dog who passed away and another one right after. So I went through a lot of money fast. Embrace processed my reimbursements quickly and I had no issues with the claims. Some people complain insurance is a waste because their claims get denied for technicalities but this is not the case with Embrace.

Nice service, but my monthly payment has doubled since I started my policy one year ago. So considering canceling.

I'm so glad I have Embrace Insurance, they came through with all of my claims.

My dog tore her cranial cruciate ligament and needed surgery. I've had insurance from Embrace since 2015 and had never used the service, so I called Embrace the day before to ask if there was anything I needed to do for pre-approval and the rep explained that there was no pre-approval necessary. The bill came to about $5000. I submitted the claim form on 11/21 and was notified today (11/28) that it was covered and that I'd be receiving a check in the mail for the exact amount I was expecting (based on my policy terms). It was a painless process. I went with Embrace in the first place because they have a high deductible option. I didn't want a costly policy for routine care, but rather something to cover catastrophic issues. That's exactly what this policy did. For well under a dollar a day I was able to protect myself from bills like this. Strongly recommended! Do it today before it's too late.

I have recommended this pet insurance to as many people as I know. I like that I have two types of plans. I don't know what we would have done without it as Baxter is 11 yrs old and beginning to have age problems. Thank you Embrace!