5
out of 5
POSTED: | BY: Lydia
Quick processing, great coverage.
Approved our claims quickly, refreshingly simple at a stressful time!
4.9
out of 5
Number of reviews 20,329
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sandy B.
Pleasant company to work with!
My experience with Embrace over the years has always been excellent. The staff is very courtesy and pleasant and go above and beyond the call of duty when processing claims.
5
out of 5
POSTED: | BY: Tony
The best service and customer car
My boxer molly has had her share of medical issues, some of them extensive and costly. Fortunately Embrace has been there for us through it all. I would not have been able to provide the level of care for Molly that i have, with them!! Associates have been very helpful with claims, and resolved them quickly and professionally.
Tony
5
out of 5
POSTED: | BY: Kim Meeks
Peace of Mind
Having an older dog means more trips to the vet than when she was younger. Knowing my claims will be turned around in a timely manner gives me peace of mind. Also the communication from Embrace throughout the review process is great. I have told everyone I know including the doctors at my vet how great this company is.
5
out of 5
POSTED: | BY: Claudia Ionescu
Excellent service as usual
Once again Embrace proved they have the most excellent service. Quick processing time, easy to monitor the progress on line . I ve had them for over 7 year and they always been great throughout the whole process. Dealing with a sick pet is very hard and we want to do everything possible to make sure they get the best treatment. Having a good insurance makes a huge difference . I am so happy I've enrolled my kitties long time ago.Over the years Embraced has been wonderful and reimbursed the costs. Very nice and friendly customer service as well.
I 100% recommend them
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.