5
out of 5
POSTED: | BY: Mary
Always top notch
We always have prompt and accurate service with our claims, cat's and dogs and are usually paid within 3 weeks.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sylvia
Great customer service and insurance benefits!!
The service is better than expected. I haven't had an issues with reimbursements on claims either. I would recommend this to anyone with pets.
5
out of 5
POSTED: | BY: Family
Peace of mind and great customer service
Veterinary expenses are real surprises! .... but this company helps you to face those difficult situations with peace of mind and great customer service.
5
out of 5
POSTED: | BY: Diane
Excellent quick service as usual!! Can’t say enough good things about Embrace!
Hate to think what would happen if I didn’t have Embrace for both our Goldens, age 11 and 2. Embrace has always been there for us. Just love them. Have friends who have put their pets on Embrace from our recommendations. Wonderful service. Keep up the good work.
5
out of 5
POSTED: | BY: Carol
Embrace is the Best
Embrace has covered everything concerning my dog's recent tendon injury, including surgery, stem cell treatment, and rehab. I can't recommend them highly enough!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.