Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Sue Ashby

Very good though I did have to chase up second payment which was for second day of same treatment. Apparently it was a mistake,

Overall very good just the one hiccup with the second day of Persephone’s treatment. Not sure why they put a hold on the payment but after two call it was resolved and payment was released and received. We were very glad we had the insurance. Now they have added at “no extra charge a 24/7 call or chat service which is a great idea.
5

out of 5

POSTED: | BY: Sherry Hunt

Embrace is wonderful!!!!!!!!

Embrace is five stars 🌟🌟🌟🌟🌟!!
5

out of 5

POSTED: | BY: Sherry Hunt

Been with Embrace over 10 years and tell others about Embrace.

5 STAR ⭐️⭐️⭐️⭐️⭐️ Pet insurance company!!!!!
5

out of 5

POSTED: | BY: Brad

Great pet insurance

Embrace has been a great insurance company to work with. Our dog was diagnosed osteosarcoma and Embrace has timely provided reimbursement for our dogs ongoing treatments.
5

out of 5

POSTED: | BY: Meagan

Ridiculously Simple!

Why can't human insurance be this easy? I filed my claim and in less than a week my reimbursement was in the mail. Such a smooth and easy process, I am still in shock at how simple it was.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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