Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: L Scott

The claim process was completely hassle free, everyone we dealt with was friendly and helpful, and I couldn't be more satisfied.

Our dear sweet pup lost her battle, but Embrace was there with us when we needed it to process a pre-approval form for an expensive procedure, and provided full payment on our claims quickly and efficiently.
5

out of 5

POSTED: | BY: Kathleen Theriault

Great insurance and quick response

A great piece of mind with great insurance for my pet. Its very reassuring to know through what was an uncertain time for my pet, my pet insurance was quick to accept and respond so I could pay my vet bills. Thank you
5

out of 5

POSTED: | BY: Kathy Turco

Embrace has been with us every step of the way through Riley's Lymphoma!

Love Embrace; well worth the investment for piece of mind!
5

out of 5

POSTED: | BY: Cindy Priolo

Excellent claims service!

I have had insurance on my kitty, Shadow, since I got her at 6 months. We recently had to file a claim on her (the first time ever); she's been diagnosed with diabetes. We're working with the vet now to stabilize her blood sugar and I've filed a couple of claims with Embrace. Their claims service was fast and efficient. I am so grateful that I took out this coverage for my baby when she was little. It has certainly made an extremely stressful time a bit easier to bear; no hassle with the claims and clear, understandable explanation of benefits. Thank you, Embrace, for lightening a bit of our load.
5

out of 5

POSTED: | BY: Ariana Rolon

Awesome Policy

I CANNOT SAY ENOUGH ABOUT EMBRACE THE PROCESS IS SUPER EASY. THEY ARE THOROUGH AND VERY RESPONSIVE. NOT TO MENTION HOW FAST THEY ARE IN PROCESSING CLAIMS! WISH HUMAN INSURANCE TAKE NOTES!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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