5
out of 5
POSTED: | BY: Sally
Embrace and Xena are wonderful.
My little dog, Hoshi was very sick and everybody at Enbrace was incredibly supportive, quick, and helpful, especially Xena.
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Leslie
Embrace is one of my greatest support systems for my dogs!
Simba not only has chronic IBD but she also has other health concerns at her age (13). Embrace is always there for me when I need it to help her!
5
out of 5
POSTED: | BY: Donda
Best pet insurance for the money !
This is the best coverage comparing it to other pet insurance rates.
5
out of 5
POSTED: | BY: ri
Very pleased
Originally I was leery about pet insurance, but after being “burned” from not having it with my last furry family member, I thought I would give it a try. I have to admit I’m a happy Embrace customer and I have had no problem with any of my claims to date. Embrace does what they say they will do. I give all my friends and family the same advice, INSURE YOUR PET ASAP!
1
out of 5
POSTED: | BY: eva
Awful
I have a 4 year old Australian Shepherd and he had an ear infection before I bought insurance through Embrace. Because of this ear infection it is now being called a pre-existing condition not coverable any time through this insurance and he had a skin rash recently after we had insurance for over a year that required veterinary care and that was lumped with the ear infection and considered a pre-existing condition but the rash happened during the policy period. Really is my dog the only one that gets an ear infection and allowed only one in his lifetime or one rash and then it is considered a pre-existing condition.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.