Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,895

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: sandy

Very pleased, had never needed it her whole life but when I finally did they were fantastic and paid the claim fast.

Am very pleased with this pet insurance. Have had my dog since she was 8 weeks old and is now 8 1/2 yrs. First time I have had a need to use the insurance and was very pleased with them. They paid in timely manner and covered everything. S,ery pleased and would recommend them highly
5

out of 5

POSTED: | BY: Beth

The greatest pet insurance company I have ever had for my dogs

I can't say enough about the quality of care from Embrace Insurance. Great customer service!!! Couldn't be happier
5

out of 5

POSTED: | BY: Katie

Best choice I ever made with price coverage and fantastic service!

Fantastic coverage and I am always overly impressed with their customer service.
5

out of 5

POSTED: | BY: Al

Wish my own health insurance were this efficient!

I must admit that I was skeptical about pet insurance in general, but checked out a few plans for our new pup after friends & family warned us about unexpected bills. Our vet recommended Embrace, and were already set up for electronic claims submittal for their clients (HUGE convenience). Easy application, and the online calculator really helps YOU pick annual coverage & deductible to fit your needs & budget, PLUS wellness plan for the “regular stuff”. After choosing a plan for us, we went for our first test last week, a normal wellness visit. I left on Wed. with a receipt. The vet clinic submitted my claim electronically, and faxed a form regarding orthopedic clearance... and I received a coverage check from Embrace today (Monday). Wow, this process couldn’t be easier. And the online account info for Explanation Of Benefits is absolutely clear as a bell. Decreasing deductible for limited claims, examination fees covered... I know I’m impressed...
5

out of 5

POSTED: | BY: Mary

Always quick and fair response

Very reliable company
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review