5
out of 5
POSTED: | BY: PERRY HUNT
PET WELLNESS EXAM
EMBRACE was very FAST to resond to the claim form sent in very FAST return turn around time !!!!!! Thanks
4.9
out of 5
Number of reviews 13,845
Updated: April 16, 2024
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Suzanne
An actual Pet Insurance that pays claims!
I have had different insurance companies for my pets and never have I had a claim paid. There has always been a loop hole in my policy that gave the insurance company the right not to pay. Leary about another company I gave it a shot and couldnt believe my first claim was paid WITHOUT a war to battle, most imporant TRUE customer service which many services are excluding. So far so good :)
5
out of 5
POSTED: | BY: Susan
Wellness Check up
Was very pleased in the quickness in processing my claim for my dog, Sammy. Thanks Embrace!!
5
out of 5
POSTED: | BY: Diana
Good Insurance for pets!
I insured my two senior cats upon adopting them. I am very happy with Embrace.
5
out of 5
POSTED: | BY: Joanne Marshall
efficient and prompt service
Very prompt and efficient service. Embrace is able to communicate with their customers. Quality company and their wellness benifits are great.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.