Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jill

Think Pet Insurance!

If you are thinking about getting pet insurance for your pet- stop thinking and get it! It is beyond worth it. Embrace is perfect to be able to get the insurance that you want and claims are easily sent in and paid. Just do it!
5

out of 5

POSTED: | BY: Corie Ruff

Our family loves Embrace!

Embrace makes filing a claim easy with their pre completed claim forms. We had our payment within 10 days of submitting our claim. We will be with Embrace as long as we have pets!
5

out of 5

POSTED: | BY: Monica Lynn

Embrace lives up to its claims; excellent service!

I have had my two labs covered by Embrace since they were 4 years old. They are now 9 and Embrace has consistently lived up to its claims and covered exactly what they promised to time and time again and in a timely fashion. I highly recommend this company! They have enabled me to give my girls the best veterinary care possible.
5

out of 5

POSTED: | BY: Toni

If you are interested in pet insurance, and you should be, get Embrace!!!

i am so impressed with Embrace. All claims have been paid quickly and without question. Very much appreciated when you are already worried about your much loved family member. I have never had to say no to a test or treatment because of worry over money. I wish people health insurance worked so well!! Thank you so much Embrace. ❤️🐾
5

out of 5

POSTED: | BY: Rand Robinson

Well treated after surgery

Embrace followed me with series of treatments, then cat-scans and finally surgery on Zeus to remove some broken bone in his left elbow. While the deductible is quite significant, they never questioned and promptly treated reimbursements for what became an expensive procedure..
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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