5
out of 5
POSTED: | BY: Erin
Awesome pet insurance!!
Embrace has been great. People are awesome and very caring.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Karen
Vet's office screw up but Embrace was on top of it!!
We're new to Embrace after have horrible experiences with Nationwide. Happy so far...they wrote to me when our vets office submitted a claim but with not information, It was quickly resolved by Embrace! Thank you!!!
5
out of 5
POSTED: | BY: Carolyn
Prompt action on claims, speedy reimbursement
Easy to use website, claims can be sent via a photo download quickly and easily. Prompt responses for receiving, processing, and direct depositing of paid claims.
5
out of 5
POSTED: | BY: Angela
Outstanding customer service and coverage
I have had embrace since my dogs were under a year old and have always had an excellent experience
5
out of 5
POSTED: | BY: Brandy
Great variety of coverage
I am a new customer of embrace insurance and I can say I love it already. I choose embrace because they are the only insurance company that covers 100% wellness coverage with no deductible! This is extremely helpful as a new puppy owner. Knowing that vaccines, obedience training, spay/neuter surgery, and more is all covered 100% is so helpful. It definitely takes away from the financial stresses of owning a new puppy.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.