Embrace | Pet Insurance Review

My best pal, Laddie, suddenly became gravely ill with a ruptured splenic mass. In the hour or two when we had to evaluate how to proceed, knowing that we had Embrace insurance to help with the costs made our decisions to proceed with a splenectomy much easier. In the end, the mass was benign! My dog is happy and healthy again. The surgery was worth it and Embrace made the costs much more manageable. They processed my claims before my dog had the stitches removed. Amazing company!!

Being in healthcare, I know it is not easy to operate an insurance properly and be financially sound. These guys seem to provide as good a coverage as it gets for the money and the do it well. Good attention to detail.

We unexpectedly had to make a claim six weeks into dog ownership (and three weeks after the end of our waiting period!). The claim process was much easier than I expected - the vet submitted the paperwork and I got my check yesterday. No questions, no fights. Thank you!

My dog had a CCL tear and needed surgery. The vet sent in all the paperwork to Embrace and it was approved.in about a week. Customer Service was very helpful when I had questions. I would definitely recommend Embrace.

My dog, Otto, got sick, very rapidly. We went to the ER and they were going to run a barrage of tests because they didn't know what was causing it. They said we could wait because it was going to be expensive and they thought he didn't look critical. The next day he still wasn't better, so we decided that the cost didn't matter. Our little guy looked dreadful. We took him back. Turns out he has Addison's disease and if we had waited another day or even until that afternoon, he would have died. Embrace allowed us to not take money into consideration when saving his life. Since last month, we have had easily $5000 in vet bills between the three day ICU stay, one follow-up scare, injections every four weeks and blood tests every two weeks. Otto will need monitoring and monthly vet visits for the rest of his (hopefully) long life, so knowing there are no lifeline limits and they won't drop him is a huge comfort in our lives. There's no way I could afford his care without Embrace. I put his bills on my credit card and they process and reimburse very quickly so I never accrue interest on my card. It is a big relief. I recommend them to every pet owner I know.