Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: karol l

People should have this great company.And hope you never need it

Right now Finn is having testing done for horners syndrome or a brain tumor.. A MRI is required to correctly find out what it is. With out EMBRACE it would not be possible to do it.We love him and thank you for giving him a chance.Karol Rosenwald
5

out of 5

POSTED: | BY: Patton Pamela

Get this insurance!

Prompt payment for two TPLO surgeries in 2017 and 2018, plus a few other odds and ends. No more TPLOs — Annie has only two hind legs! Probably won’t meet my deductible in 2019 but so glad the insurance will be there if I need it.
5

out of 5

POSTED: | BY: Carlos martinez

Most professional and caring

I have had my insurance for 3 months and have used it on 3 different occasions with ease. I love being able to submit claims from my phone. Embrace always lets me know the status of my claims. Very happy customer
5

out of 5

POSTED: | BY: Dana Stearman

Peace of mind!!

I have accident/illness and the wellness insurance!! Great customer service and claims are processed very quickly!
5

out of 5

POSTED: | BY: Sandra

They Treated Us Like Family

My two dogs were trapped in my house during a house fire. Sadly we lost one and the other was taken immediately to an emergency vet. After I called Embrace to tell them about our Rapunzel, they lit a candle in her honor and sent us a handwritten card expressing their sympathies for her loss.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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