5
out of 5
POSTED: | BY: Dana
Very fast on processing claims
Embrace is an excellent company. I highly recommend it
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tracey
I am extremely satisfied with Embrace’s caring staff members during one of the worst times of my life.
I was so thankful to have insurance on my cat Jack. In his time of need with a undetermined illness taking place I was so thankful that I did not have to worry about how to pay for necessary testing and treatment. This is the first time I have ever had to submit a claim but you made a believer out of me
5
out of 5
POSTED: | BY: Gloria
Best ever Insurance for my Westie!
After a considerable amount of research when selecting insurance for my precious Westie, I selected Embrace...and am very happy with the coverage. Filing claims is easy and if ever I have any questions, I can contact Embrace to ask their helpful customer service representatives about any concerns that I might have. The peace of mind knowing that Embrace has my Westie's back in the event of any medical emergencies that might arise is totally worth it. I always highly recommend Embrace to my pet owner friends. .
5
out of 5
POSTED: | BY: Kathy
Would Insure with Embrace Again!
We got Tucker, a Lab mix when he was about 5. He'd had a pretty rough life up to that point. Our other dog was insured with another company that we weren't particularly fond of. After doing our research we ended up insuring him with Embrace and haven't regretted it once. Tucker has had three different bouts with cancer and Embrace has covered him without question every time. It was easy to sign him up, easy to pick the plan best for us and response to claims is efficient. Couldn't ask for more!
5
out of 5
POSTED: | BY: Rita
Great company to deal with!
We’ve been through two surgeries (big and small) with Beau. Embrace was extremely easy to work with. Claims were easily transmitted and paid promptly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.