Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Daniella

has helped me financially

My dalmatian has not been cheap and I am glad I got him started at 8 weeks of age on insurance. I have the wellness and accidental plan. Recently my dog was vomiting and his veterinarian did a series of test and found out he may have an obstruction in his intestines. He went in for an exploratory surgery and they found he ate something he wasn't suppose to and we were able to successfully remove it. If was not for me having insurance I would not be able to afford the unexpected care for my baby. Yes I would find a way to pay for it without insurance but I get the money refunded to me with my plan. Thank you embrace.
5

out of 5

POSTED: | BY: Donah

Very efficient and easy to work with. Awesome customer service.

Embrace is the best pet insurance out there. They are quick, easy to work with and they go above and beyond to get what they need from the vet to cover the claim quickly. There are never any surprises. They do exactly what they promised to do and are eager to cover your claim. Even though Bulldogs like mine have a lot of health problems and develop more and more of them throughout their lives, Embrace still cares about her and calls her cute names. Her rates have not increased more than a few dollars in the five years she has been covered by them.
5

out of 5

POSTED: | BY: Maria

Satisfied

I love everything about Embrace Pet Insurance. Their staff, their proficiency, their website and easy to navigate business mode. My claims are usually handled in an expedited fashion
5

out of 5

POSTED: | BY: Heather

I love embrace

I love Embrace and do tell people who are looking for pet insurance about Embrace.
5

out of 5

POSTED: | BY: Deborah

Been with Embrace for just over a year and very satisfied

I have had my dog insured with Embrace for a little over a year and have made multiple claims which have been handled and quickly. They are quite easy to work with and never had an issue getting reimbursed
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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