Embrace | Pet Insurance Review

4.4

out of 5

Number of reviews 19,876

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Heather

I would recommend Embrace to everyone!

I am so pleased with the great customer service that I have received so far. A+ on communication and responses to claims. I usually have my reimbursement check within 7 to 10 days after filing a claim. If only human health insurance could be this easy!!
5

out of 5

POSTED: | BY: Vicki

Simply Awesome

Embrace has the best customer service. Everyone is so friendly and extremely helpful. Thank you loving my Frenchie as much as I do.
5

out of 5

POSTED: | BY: Heather

I love this insurance!

I tell everyone about how good and easy Embrace is to use. I am so glad that my husband and I found it. I love this insurance for my dogs
5

out of 5

POSTED: | BY: Deborah

Great and Caring Company

We have been insured with Embrace for approximately 5 years and until recently never had a substantial claim. Although we tried going the conservative way by getting a brace we ended up having to have surgery for a torn ACL. They have taken great care and covered the brace, surgery and physical therapy. My only concern was that once our dog turned 5 (even though we had no claims other than minor things) the rates went up substantially and so we had to reduce our coverage and raise the deductible in order for us to be able to keep her insured, which thankfully, we had during this difficult time.
5

out of 5

POSTED: | BY: Robert

Fast quick claims

With several Knee injuries, Embrace is always there, fast reimbursement and great customer service
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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