5
out of 5
POSTED: | BY: Lourdes
Quick response to claim submitted.
Smooth and quick response to claims submitted. Staff is great!
4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Juliette Joyce
Thankful to have Embrace Insurance
Submitted a claim and after a slight delay (only because my Vet hadn't provided the required info) received full compensation per our contract. Hassle free and grateful.
5
out of 5
POSTED: | BY: Jennifer miller
Would recommend embrace 100%
Have used embrace for 8 years for my Yorkie- have had nothing but great experiences. They make the claim process very easy and are very prompt in approving! Would highly recommend to anyone looking into pet insurance!
5
out of 5
POSTED: | BY: Richard Alan
Embrace = peace of mind
Having Embrace Insurance on our pets makes the emotional decisions about costly medical treatment an easy one. We have "Boomer" our Boxer, undergoing chemotherapy for Lymphoma. Having Embrace Insurance has eased the burden on our pocketbook. The claims process is extremely straight forward and easy to navigate and their response time is good.
5
out of 5
POSTED: | BY: Juliette Joyce
Lethargic and laceration requiring stitches
So grateful to have Embrace Pet Insurance. They have honored my claim without any reservations as per our contract. I have had Embrace Pet Insurance for nearly 8 years and have always been pleased
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.