Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: cliff west

they were very fair

the embrace team sent us a sympathy card for the loss of our fur baby who is deeply missed, and we greatly appreciated their thoughtfulness!! Many thanks to Kiownne, as she was very helpful with submitting an appeal in a timely manner. Embrace is a very fair pet insurance company that expects honesty and integrity from its patrons, and they will reciprocate.
5

out of 5

POSTED: | BY: Michelle Poweel

The insurance functioned as hoped

Our cat had an unexpected illness that required emergency overnight care. Embrace gave us the peace of mind to know we could afford treatment. Our kitty is doing much better and our claim has been processed as expected. We had to make one additional call to Embrace after submitting our claim to iron out an issue, but the folks on the phone were responsive and corrected the error quickly.
5

out of 5

POSTED: | BY: Denise Carrillo

Embrace is AMAZING!

Embrace was amazing throughout a very scarey experience with my black lab mix when the vet found a mass and indicated surgery was needed to remove. All claims were covered timely and customer service was very helpful as I prepared for the surgery and all the claims tied to this incident. Thank You Embrace!
5

out of 5

POSTED: | BY: Diane Arias

Overall satisfied but one thing

I am happy with the insurance. I never hesitate giving my pet the veterinarian care she needs because I know we’re covered. However I took off a point because when filing a claim unless you are continually logging in, checking the status, you won’t be aware if there’s an issue. I wish they would correct this by sending a courtesy email, notifying you that your attention to the matter is needed. Otherwise I am satisfied and my dog is healthy!
5

out of 5

POSTED: | BY: Lawrence Haber

Great Pet Insurance

Terrific Company with wonderful staff
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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