Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: james

Prompt accurate processing and payment of all my claims, as a new customer and first time pet insurance person.

actually the title of my claim says all you need to know... from properly uploading my claim documents on Embrace website, and Embrace processing claim and posting payment(via direct deposit) Embrace has average 3 business days. just wow. the number of claims i have filed (have puppy) and the payouts have more then covered the total premiums I have paid thus far. having pet insurance and this stage of my TRIXIES life has helped put me at ease ..knowing i don't have to worry about high vet bills.. Embrace even has a great Wellness feature that pays normal routine costs for an affordable fee..
5

out of 5

POSTED: | BY: John

Service too date has been excellent.

I'd have no issues with recommending Embrace for Pet Insurance.
5

out of 5

POSTED: | BY: Cindy

Embrace is Great

I'm so glad I chose Embrace for my rescue puppy. They have been unbelievably responsive and quick to respond.
5

out of 5

POSTED: | BY: Leslie

A lifesaver!

I am so glad that I signed Sam up for Embrace pet insurance after I rescued him many years ago. In the past year, he has developed leaky valves, heart murmur, squamous cell carcinoma, and failing hips/back legs. Embrace has been there and supported him and me through everything! One of the best investments I have ever made!
5

out of 5

POSTED: | BY: Sheri

Peace of mind

Embrace gives me peace of mind for when my pug Piper needs care. I have the wellness package and feel confident that my little girl will have the routine care she needs. I also know that should an illness or accident occur she will be covered, too. Dental care, while so very expensive in Connecticut, is also covered by Embrace. Embrace Insurance is there for me and for Piper.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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