Embrace | Pet Insurance Review

4.4

out of 5

Number of reviews 19,876

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tammy

The best

Our last dog was not insured and we made a promise we would never again go without insurance again on our pet. We were blessed to have found embrace. This company has been the best investment and has carried our family through some tragic mishaps! Thanks embrace for being professional, timely and committed to our pups health!
5

out of 5

POSTED: | BY: George

The Very Best Pet Insurance

Embrace is the finest pet insurance you can get — my pug gets mast cell tumors, and has had radiation and multiple surgeries, and Embrace has come through for us every time. Easy to submit claims and extremely fair claims process. They make it easy to care for your pups. Highly recommended, 10/10, A++
5

out of 5

POSTED: | BY: Gina

efficient and quick

file thru my vet, very easy, quick response and $ back when appropriate
5

out of 5

POSTED: | BY: Ron

Amazing customer service, fast claims processing.

Embrace is a pleasure to deal with. Claims are processed quickly and fairly. Communication is excellent via email keeping me informed about status of my claim. Direct deposit into our checking account makes for a FAST reimbursement process.
5

out of 5

POSTED: | BY: Am

Fast payments with easy to understand explanations.

Submitted my claim (for wellness) and had a check in about 10 days. Received email updates along the way. Very satisfied. Thank you.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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