Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ralph McCullen

Compassion is EMBRACE

1st my baby got sick, the bill was frightening, I felt I needed help for the next time if that were to happen. After a 1 year grace period on that illness. He was completely covered. This year he developed an illness that would take him, EMBRACE covered him and even the euthanasia. The agent over the phone was so kind, I think she even cried with me. Thank you EMBRACE!!! Ralph McCullen
5

out of 5

POSTED: | BY: Peggy

Great!

Embrace is super easy to use. Claims are reviewed and payments disbursed extremely quickly. Customer service has been great too!
5

out of 5

POSTED: | BY: Sandy Doyle

Great, professional, efficient process of claims.

Such an excellent insurance that has covered the basics and the oops that come with having a dog. Love them.
5

out of 5

POSTED: | BY: Bobbi`

Outstanding service & dedication to our Pets!

I've insured my 12 year-old dog Zoey with Embrace 12 years ago- since I adopted her. I've never doubted my choice in pet insurer. They have been consistently easy to work with, responsive to any inquiry, and really fast processing claims. I can't say enough about how pleased I am with Embrace. Thank you Embrace team!
5

out of 5

POSTED: | BY: cynthia crowley

I feel so secure that my puppy is taken care of .

My dogs needs promptly taken care of.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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