Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan

Very Satisfied

We have been very satisfied with the coverage. I like that I could customize the coverage for each of my poodles. They have had a few minor health issues which Embrace has covered quickly with no problems.
5

out of 5

POSTED: | BY: Joan

Always Great

This was the first illness for our 10 yo cat, and Embrace paid much sooner than predicted. Thanks
5

out of 5

POSTED: | BY: Dustin

Great

Excellent as always
5

out of 5

POSTED: | BY: Melissa

So easy, I thought I was missing something

My little fluff ball had a mass appear out of nowhere. I got her in to the vet and she removed the mass right away. This was the first claim outside of wellness claims I've made, so I wasn't sure if the process would be the same. Thankfully, it was. A quick call to customer service to discuss my coverage, simple paperwork, and quick turnaround time, made this unexpected and nerve wracking situation so much better. I was able to focus on my little girl and not on the claim process. Signing up for Embrace for both of my furballs is one of the best decisions I've made for their health! From day one I've received exceptional customer service and straightforward coverage.
5

out of 5

POSTED: | BY: Michael

So glad we had Pet Insurance

When we learned our dog had bone cancer we were so grateful that Embrace was there to help us in making the best decisions in his treatment. Their claim review was fast which made paying the vet bills a little bit easier. Our dear Sydney lost his battle with this cancer but we will be ever grateful to Embrace for their help and support. Thank You Embrace!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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