Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Teri

Embrace is the best company for our dog.

Our dog is a rescue so we insured her as soon as we got her. Being an older dog with a history of seizures, even though her seizures would never be covered, we could never be sure what other problems she might have or develop. Develop them she has. It is due to the financial support of Embrace that we have been working through all her other problems. We couldn’t afford to keep her going without their assistance.
5

out of 5

POSTED: | BY: Kaylan

Total Life-Saver! Literally.

Embrace has been an amazing company to work with. The customer service has always been truly wonderful, and I am always amazed with how quickly I am connected to an actual person, who promptly and cheerfully answers any and all questions. When my little Yorkie was suffering from chronic pancreatitis last year, I was terrified I was going to lose her. Thanks to Embrace, I didn’t have to think twice about getting her the best care I possibly could. They covered all of my claims, no questions asked, and I am so grateful that they were there for us when we needed them. Thank you Embrace!
5

out of 5

POSTED: | BY: Laura Jicha

Thrilled with Embrace

We have been thrilled with the excellent service we have experienced with Embrace. We are confident that after each of our puppy’s appointments, we can count on Embrace’s ease of filing and efficient response to satisfy our needs.
5

out of 5

POSTED: | BY: Liz Holzer

Excellent product and customer service!

Embrace is exceptional! Filing a claim couldn’t be any easier and the payments are prompt! I have never regretted signing on with Embrace. I recommend them every chance I get! Love the newsletters as well!! Keep up your excellent service👍
5

out of 5

POSTED: | BY: Loretta LoPresti

Fantastic company!

I'm very happy I chose Embrace for my puppy's needs. They are very courteous and helpful when I call with questions. They also are very prompt when handling any wellness claims I submit.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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