Embrace | Pet Insurance Review

4.4

out of 5

Number of reviews 19,876

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Glad I have Embrace!!

I am so glad I have Embrace Pet Insurance. My dog, Josie, became ill very quickly and we performed tests and hospitalized her. Before this, I did not need to use her insurance. The claim was simple to fill out and reimbursement was prompt. Thank you, Embrace!!
5

out of 5

POSTED: | BY: Claudia

Fast and Easy to Process Claims

My dog had to have surgery for a leg injury. I submitted the claims and received reimbursement quickly.
5

out of 5

POSTED: | BY: Arnold

Embrace is the best pet insurance available.

I get the feeling that Embrace cares more about the health of my pet then they do about making money. My invoices are paid promptly, and there is no questioning about the reason for going to the vet.
5

out of 5

POSTED: | BY: Karin

The Embrace staff is so kind, efficient, and thorough - the best!

We have two dogs insured with Embrace and have been customers for over 5 years. I am so impresses with this company. They are easy to work with, efficient, and genuinely seem to care about our precious pups. We highly recommend Embrace to all pet owners.
5

out of 5

POSTED: | BY: Ron

Extremely satisfied

We are very happy with our choice of embrace insurance for our 2 dogs. They have covered everything that we contracted to be covered and the reimbursement has been simple and quick.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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